One or more photo(s) has been virtually staged. One or more photo(s) has been virtually staged. Charming and versatile 3-bedroom, 2-bath home offering 1,728 sq ft with no HOA and located outside a flood zone. Situated on a fully fenced lot, this property features fresh interior paint and luxury vinyl plank flooring throughout. The lower level includes a spacious living area with an electric fireplace, plus a full bedroom and bathroom ideal for guests, a home office, or flexible living arrangements. Additional features include a dedicated laundry area, office nook, and ample storage space. Upstairs, enjoy a bright kitchen and dining area with access to the front balcony. The oversized primary bedroom also offers direct balcony access, while an additional bedroom and updated bathroom complete the upper level. Separate upper and lower-level entrances provide added flexibility and potential for a variety of living arrangements or future use options. Additional highlights include a metal roof, 2018 water heater, 2016 HVAC system, and fully fenced backyard. Conveniently located near Moon Lake and surrounding established communities.